If you live in certain areas with greater odds of flooding and have a mortgage, federal law may require you to have flood insurance. But even if you’re not required to have flood insurance your home could still be at risk.
Coverage
Flood insurance covers the structure of your home and your personal property from, well — flood damage. But here’s the thing; regular water damage and flood damage can be separate, specific conditions when it comes to property insurance.
Make sure you don’t end up in water in the event that your home sustains damage: talk to our agent today to make sure you’re properly insured when it comes to the various kinds of water-related damage.
Should I Buy Flood Insurance?
Most flood insurance policies require a 30-day waiting period before the coverage is effective. Exceptions are only made for a few specific circumstances such as if you've purchased a new home and the closing is in less than 30 days.So make sure you’re prepared; get a flood insurance quote today!
For more information on this and your other insurance needs,
please Contact Us
2470 Stearns Street #375, Simi Valley, CA 93063 PH 805.823.3101|FX 888.823.1503|ken@kenfowlerins.com
License # 0H06548
CA. Ins. License # 0L51695
